December 9, 2020
Yes, you can take card payments on your phone securely using payment links and QR codes. 📲
Thanks to advances in technology, you can now accept payments at a distance and even consider ditching the card machine! If you’re looking to take card payments with your phone, what’s the best way to do so? In this post, we explain why taking credit card payments with QR codes and payment links is the most secure, fastest and easiest way to take digital payments.
There are many reasons why you may choose to use a mobile phone to take card payments. Here are some of them:
More customers are favouring mobile payments, especially since the recent pandemic and lockdown. And that’s no wonder: mobile payments are cheaper, more practical and safer. This is especially true if you run a business in a tight space, are constantly on the move or want all your employees to use the same payment processor.
Many businesses choose to get a mobile card reader, which is a smaller version of a normal, large PDQ machine. However, we have argued before that it is unnecessary to get a mobile card reader if you already own a mobile device such as a smartphone or tablet. By using a system that implements QR codes such as Pomelo Pay, you can get all the benefits of card readers without having to carry them around or pay for them. Curious as to how you can turn your phone into a card reader? Read on to find out how...
The most modern, updated way to accept payments with your phone is by using a QR code payment system. The process is the following:
If you need to take card payments over a phone call, then the most secure method is with payment links. If you’ve taken phone call payments before then you know why it’s cumbersome and not secure: someone can overhear your customer reading their payment details, and you need to go through all sorts of regulation so your POS device is PCI DSS compliant.
With payment links, you can complete the payment over the call in a much more secure way. The process works like this:
It’s always more secure and safer to use payment links or QR codes, two of Pomelo Pay’s most popular features. Both payment methods enhance customer experience and are a lot more practical for both the merchant and the customer. If you’re eager to move on towards mobile payments, these secure methods are a step in the right direction.
To summarise: yes, you can take card payments on your mobile phone and it’s a lot easier and more practical than using a card reader. With QR codes and payment links, you are essentially turning your mobile phone into a POS; that means you no longer need to carry a card machine, pay maintenance fees or meet complex regulations. And with Pomelo Pay, you can start accepting mobile payments with QR codes and payment links for free. �👇
Tiziania, owner of mobile food business Heartmelts, doubled her orders with Pomelo Pay. Read more to find out how!
Vincent Choi, CEO of Pomelo Pay joins the FinTech Magazine Podcast to talk about contactless payments, the importance of QR codes and the impact of the pandemic and Brexit for the fintech industry.